Easy Ways to Avoid Fees

Polish-American Federal Credit Union can help you avoid the embarrassment and cost of NSF (non-sufficient funds) checks by covering your overdraft before they occur. We offer the following overdraft protection options:

Line of Credit

A line of credit can be established for qualified members. Polish-American FCU will automatically transfer funds to your checking account from your established credit line when your checking account goes negative. To apply for a Line of Credit,  fill out our convenient loan application form, or stop by any Polish-American Federal Credit Union branch office.

Transfer from Savings

Running short, or made an error in your check register? At Polish-American FCU, you can arrange to have funds transferred from your savings account to cover a shortfall. The number of these transfers may be limited, so ask one of our representatives about this service.

How to Sign Up

To sign up for a PAFCU Share Draft Checking Account, visit any of our branches or call a customer service representative at 248-619-0440.