Drive Off with a Great Loan Rate from PAFCU

The process of getting a new vehicle can be a challenge - and expensive - but we're here to help.

Our rates are simply among the best you will find - especially for used vehicles.

Here's Why You Should Finance with Us

• Very competitive rates – as low as 3.99% APR.
• Flexible terms up to 72 months
• No prepayment penalties
• No application fees
• Quick processing
• Pre-approvals are available so you know exactly what you can afford before heading to a dealership
• Ask us about financing for rebuilt and salvaged titles
• Current Rates
• Loan Calculators
• Six tips to help sell your car

*Interest will still accrue during this period. Rates are determined by creditworthiness.

Our Low-Rate Promise May Help You Save Money

If our regular auto loan rates drop during the first 24 months of your loan, contact us and we'll lower your rate, too!

Let’s say you get a car loan today at 3.99%. Imagine we lower our rate to .50% a year from now. If you contact the loan department, your loan would receive that rate for the duration of the loan.

It's that easy to save!

Important notes:

Members may only drop their rate only once during their loan term.

Members must not have been delinquent on their loan payments at any time to be eligible.

Mortgage loans and credit cards are not eligible.

Members must contact the credit union for the rate reduction. The rate will not automatically be lowered.

The member's monthly loan payment will not decrease. However, the amount at the end of the loan will decrease.

Ask you loan officer for more information when you apply for your next auto loan. The low-rate promise is also good for personal loans!

Want another easy way to save on a gallon of gasoline?

Use your ScoreCard Reward points with every purchase made with your PAFCU Visa Card.

You could save up to 20 cents a gallon using our Visa Card. Learn more at www.scorecardrewards.com or by clicking here.

Remember Our Cash Interest Rebate!

PAFCU is also home to the cash interest rebate. Members with a consumer loan, vehicle loans included, have received paid interest returned to them in the last four years! Learn all about it here!

Questions? Call us today at (248) 619-0440!

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