New Mobile App for Apple Has Arrived!

We think you will really enjoy our new mobile app that will offer several new features. Plus, it's much easier to use than our previous version.

Before dowloading the new version, be sure you have re-registered for online banking as a first-time user. Use those same credentials for our mobile app.

Apple Devices: Go to the Apple iTunes Store, type "Polish American Federal CU," and follow the download steps. If you're on your iPhone, click here.

Google/Android Devices: When available, go to Google Play Store, type "Polish American Federal Credit Union," and follow the download steps.

Click here for detailed instructions to sign up for our mobile app.

If you need assistance, please call us at (248) 619-0440 or (313) 365-1000. You may also stop by one of our branches for in-person assistance.

Members Received Rebate for 2023 Loans!

Our Board of Directors is saying "Thank you" to our members - once again - for trusting PAFCU with their consumer loan in 2023.

To show our gratitude for their loyalty, members with a vehicle or signature loan in 2023 received a cash deposit into their PAFCU share account on December 18. Qualified members* received up to $800 just for supporting the only credit union serving Metro Detroit Polonia.

We know many competitors are always asking for your business. Yet the members have shown support for the credit union. In turn, we can help support members with great rates while donating to local non-profit organizations in the Polish community.

We're thrilled to reward this loyalty with a cash rebate for the sixth consecutive year!

*The rebate amount members receive depends on the number of months the loan was active during 2023. This rebate is not guaranteed to continue. The credit union will consider the offer again if PAFCU performs as well in 2024. Any member who was delinquent with payment in 2023 or caused the credit union a loss is not eligible for this rebate. Mortgages, home equity loans/lines, and credit card loans are not included. 

Refer a New Member to PAFCU & Earn Up to $100

Friends don't let friends bank.

However, they do refer them to an excellent credit union like PAFCU.

Refer a friend or family member to become a new member with us, and you and the new member will cash in!

When the new member opens a savings account, you both earn $50. When they open a Preferred Checking Account and perform enough debit card transactions, you will receive $100!

Learn much more here.

Member Savings Now Insured Up to $500,000

We are excited to announce that PAFCU members are now eligible to have their share certificates and money market accounts insured up to $500,000.

Members do not have to notify the credit union to receive this extra protection.

The NCUA insures other accounts for $250,000. This special coverage is through Excess Share Insurance (ESI) and is provided by PAFCU to offer members a greater peace of mind.

Your Funds Are Safe and Secure at PAFCU

Despite the news about a few bank failures, Polish-American Federal Credit Union members should understand that their money is safe and secure.

PAFCU is federally insured by the National Credit Union Administration (NCUA), the government agency constantly monitoring and regulating all federal credit unions.

Your funds are insured for up to $250,000 per person. PAFCU is also a well-capitalized credit union, regularly examined and audited for financial safety.

Though the national news about the banking industry has recently been in the headlines, members should be assured that their funds are safe and secure with PAFCU.

Hamtramck Branch Hours

Please note our Hamtramck Branch has shorter service hours on Wednesdays and Thursdays.

The hours on Wednesdays and Thursdays are 9:30 a.m. - 1:30 p.m.

No other hours have changed. Our Troy Branch hours will remain the same.

We Can Help You Send Wire Transfers Easily

Come into one of our branches, and our staff can wire transfer to a friend or family member in another both safely and quickly.

Enjoy peace of mind by allowing us to handle your important delivery.

Domestic wire transfers are $20, and foreign wire transfers are $40.